Need an appraisal in Wrightsville Beach or New Hanover County?

The top seven reasons NC homeowners order from Appraisal***:

  1. To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a NC property tax assessment
  3. Remove PMI to lower your mortgage payments
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a NC divorce, where real estate property needs to be divided
  7. To settle an estate in NC by determining the true market value of real estate in question

Need help determining the value of your home in or near Wrightsville Beach, NC?
Contact Appraisal***.

At Appraisal***, we understand the particular needs of a customer seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value report than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Appraisal*** is experts in helping folks just like you delete unneeded PMI insurance.

Challenge Tax Assessment

If you live in an area that is going down or not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. This only means you're probably paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Appraisal*** is your #1 weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is close to a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Appraisal*** can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for efficiency or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? Appraisal*** offers field reviews where we go out and check the subject and comps in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.